Auto Glossary letter N

May 14, 2007

Auto Glossary letter N

NASCAR
    National Association of Stock Car Auto Racing; the governing body which sets the rules and regulations for stock car racing.

NHRA
    National Hot Rod Association

Named Insured
    The person or company that is designated as the insured.

National Highway Traffic Safety Administration (NHTSA)
    The federal agency that creates safety regulations for cars and trucks, crash-tests them, and analyzes safety-related defects that may require recalls.

Negative Equity
    The amount owed on a vehicle loan is greater than its market value.

Negligence
    Failure to use a certain degree of care.

New Car Assessment Program (NCAP)
    One of several crash-test programs run by NHTSA. Cars are crashed head-on into a rigid barrier at 35 mph, and instrumented dummies measure crash forces endured by properly restrained occupants. NHTSA assigns each tested vehicle a score indicating the likelihood of moderate, severe or fatal injury.

Nitromethane
    A mixture of nitric acid and methane which is used to fuel TOP Fuel Dragsters and Funny Cars; is also called nitro or top fuel.

No-Fault Insurance
    A type of insurance where both parties in an accident file claims regardless of fault.

Non-renewable
    The termination of the insurance policy at the expiration date.

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Please note that the definitions included in this Auto Glossary reflect the manner in which these terms are used on the Duipee.com website, which in some instances may differ from their meaning in other contexts.